Teambrella is a peer-to-peer alternative to insurance. Teambrella platform is already live. Opensource iOS and Android apps. The members of pilot teams already cover their pets, bikes, and cars in Argentina, Peru, Germany, the Netherlands, Russia, and the USA. Teambrella's VC investor, Shanda Group is the largest shareholder of Lending Club. Addressable market - $3 trillion.
More details here: https://tokens.teambrella.com